Understanding what existed before a storm can be just as important as documenting what happened afterward. Pre-loss photos and property records can help distinguish existing conditions from storm damage and help clarify what is actually required to repair the property.

What months of heat and dry weather may have hidden from view, and why the first major rainfall shouldn't be the first test of a building's roof, drainage, and exterior systems.

A strengthening El Niño could bring a very different weather pattern to Texas this fall and winter. While no one can predict exactly what that means for an individual property, changing weather patterns make now a good time for Texas property owners to evaluate roofs, drainage systems, exterior building components, and previous repairs before sustained rain and severe weather return.

When the winds finally stop and it's safe to go outside, most property owners have one question: "Where do I start?" After more than two decades representing homeowners, businesses, churches, farms, ranches, and multifamily property owners, I've learned that what you do during the first 24 hours after a hurricane can have a lasting impact on both your property and your insurance claim. Your priorities should always be safety first, protecting your property from additional dam

Every hurricane season, I meet property owners who tell me the same thing: "I wish I had taken pictures before the storm." By the time they're saying those words, it's too late. One of the most valuable pieces of evidence in any insurance claim is documentation created before damage occurs. As a Public Adjuster, I've seen firsthand how taking the time to document your property before a hurricane can eliminate disputes, support the scope of damage, and strengthen a policyholde

A 30-minute review of your insurance policy today could save you months of confusion after a hurricane. Here's what every homeowner should know before the next storm.